The Psychology of Security

Bruce Schneier in a recent interview to CSO magazine declared that after years of attention to the technical aspects, he has come to the conclusion that security is primarly about people.
In January he published this nice article on the Psychology of Security.

The Psychology of Security

Introduction
Security is both a feeling and a reality. And they're not the same.
The reality of security is mathematical, based on the probability of different risks and the effectiveness of different countermeasures. We can calculate how secure your home is from burglary, based on such factors as the crime rate in the neighborhood you live in and your door-locking habits. We can calculate how likely it is for you to be murdered, either on the streets by a stranger or in your home by a family member. Or how likely you are to be the victim of identity theft. Given a large enough set of statistics on criminal acts, it's not even hard; insurance companies do it all the time.
We can also calculate how much more secure a burglar alarm will make your home, or how well a credit freeze will protect you from identity theft. Again, given enough data, it's easy.
But security is also a feeling [...]